Goldrush Business

Ibankey by Goldrush Business stands as a revolutionary, tech-enabled platform reshaping the landscape of fund-raising for institutional borrowers. As a vital bridge between borrowers and lenders, ibankey streamlines the funding process, offering a seamless, efficient, and more accessible approach to financial transactions.

Key features of ibankey: 

• Tech-Enabled Platform: Ibankey leverages cutting-edge technology to simplify and accelerate the fund-raising process, making it faster and easier for both borrowers and lenders.
  
• Curated Deals: Our intelligent platform is not just a tool but a solution provider, offering curated deals that are optimally aligned with the needs and preferences of our clients.
  
• Comprehensive Information Access: Ibankey goes beyond just presenting deals; it provides borrowers with crucial data points, facilitating faster and more informed decision-making by risk underwriters.
  
• Faster Processing: The revolutionary technology behind ibankey significantly speeds up the entire funding process, setting a new standard in financial transaction efficiency.
  

Goldrush Business Services has established a strong reputation in the realm of data analysis within the finance sector, delivering precise and actionable insights.Key aspects of our data analysis services include:

• Comprehensive Data Processing: Efficient handling of large and complex financial datasets to extract meaningful insights.
• Predictive Analytics: Utilizing advanced algorithms for forecasting market trends and financial outcomes.
• Customized Reporting: Tailored reports that provide clear, actionable insights specific to client needs and objectives.
• Risk Assessment: Detailed analysis to identify and mitigate financial risks, enhancing the decision-making process.
• Real-Time Analytics: Offering real-time data analysis to keep pace with the fast-moving finance sector, enabling immediate responses to market changes.

Short term finance to fund the gap in operating business cycle. It normally involves

• Forecasting working capital requirement
• Preparation of CMA data
• Preparation of applications/proposal for bank(s)
• Advising/Assisting clients in negotiation on pricing, concessions, security etc. with bank(s)
• Assisting client on documentation and disbursement

Pre & Post Shipment FundingShort term, pre-shipment financing enables exporters to procure raw materials for the manufacture of finished goods for export. The facility is available in USD, INR and in major foreign currencies to Exporters, enabling the exporters to compete in global market against others.
Short term, post sale financing to the exporter to provide liquidity during the credit period permitted to the overseas buyers to make payment. The facility is available in USD, Indian Rupee and in major foreign currencies to Exporters, enabling the exporters to compete in global market against others.

Long term financing of commercially viable projects based upon the projected cash flows of the project rather than the balance sheets of the project sponsors. Usually, a project financing structure involves:

• Preparation of project reports, financial statements
• Analysis of financial viability of the project, negotiation with banks / Institution for terms
• Assistance in deciding the appropriate pricing structure/security offered for the proposed transaction
• Assisting client on documentation and disbursement.

Term Loan

Term Loan for a specific purpose like acquiring equipment/machinery, capex for balancing of capacities, modernization etc. having specified repayment schedule and a floating/fixed interest rate for medium to long term period on specific/ sharing of securities.
Corporate Loan

Loans are both short and medium term in nature. Short term finance is raised to meet occasional liquidity constraints and is usually provided for a period up to 12 months. In specific cases, the period may extend beyond 12 months on merits of the case.

Projects related to group housing schemes, commercial properties for non industrial activities come under real Estate funding. Our services involve;

• Preparation of project reports, financial statements
• Analysis of financial viability of the project, negotiation with banks / Institution for terms
• Assistance in deciding the appropriate pricing structure/security offered for the proposed transaction
• Assisting client on documentation and disbursement

External Commercial Borrowing

The foreign currency borrowings raised by the Indian Corporate from confirmed banking sources outside India are called "External Commercial Borrowings" (ECBs). Our Services include:

• Identification of Lending Institution.
• Advising client on ECB fund raising as per latest RBI guidelines.
• Assisting company in completion of necessary documentation exercise.

Private equity transactions can be complex, with a number of moving parts. Our advice helps to ensure that the myriad of issues that are peculiar to a private equity transaction can be dealt with at the right time to help ensure successful completion.

• Negotiation with Investor on Valuation for our client.
• Goldrush involvement in equity transaction shall range from assisting management teams in business planning, to assessing key issues to be addressed in a transaction, complete advisory on deal tactics and negotiations.
• Goldrush promoter’s has experience of handling successful Private Equity Transaction and scope of the services are as under
  • Preparation of Information memorandum.
  • Roadshow and Investor Shortlisting, holding initial discussion with investor.
  • Negotiation for finalization of commercial Term sheet, Co-ordination with client and investor for due diligence process.

Mergers & Acquisitions

Our mergers and acquisitions services the companies need advice on

• Developing the sales strategy as well as establishing price expectations and realistic valuation parameters.
• Involving tax and industry focused professionals to assist in developing the most beneficial environment for the sale.
• Identifying and assessing prospective purchasers in your sector, nationally and internationally using our worldwide network.

Promoter’s FundingThe financing is usually done against collateral of shares held by the promoter or Group Company for a period varying from 6-36 months. The transaction helps in unlocking the value of promoter shareholding by raising additional funds. It is mostly done to enable promoters to raise their stake in the company.

Mezzanine FundingIt is a subordinated debt or preferred equity instrument that represents a claim on a company's assets which is senior only to that of the common shares. It can be structured either as debt or preferred stock and can be completed through a variety of different structures based on the specific objectives of the transaction and the existing capital structure in place at the company.

There has been a significant increase in the number of acquisitions by Indian companies, both domestic as well as overseas. Acquisition financing plays a critical role in the success of inorganic growth planned by the acquirer. Based on each client’s unique requirements, we advise on acquisition financing through appropriate financing structures.  

FactoringFactoring is the process of purchasing invoices from a business at a certain discount. We provide financing service to small and medium-sized companies who need cash. It is a low value short term financing forms. It involves the purchase of invoices. After shipping your goods or services, the factor purchases the invoices, and advances cash to you company, it provide liquid assets to small business. In fact banks have strict criteria when lending money so it is difficult for these companies to obtain loans.

Buyer’s CreditAs an importer, you can avail of Buyers Credit facility at very competitive rates. You can make the import payment to your overseas supplier by availing the buyer’s credit and can repay the lender at a later date. The funding is arranged from our overseas network branches and you can avail of this product in major currencies.

Forfeiting is the purchase of a series of credit instruments such as drafts, bills of exchange, other freely negotiable instruments on a nonrecourse basis. Nonrecourse means that if the importer does not pay, the forfeiter cannot recover payment from the exporter.
The exporter gets immediate cash on presentation of relevant documents and the importer is liable for the cost of the contract and receives credit for “x” years and at certain per cent interest.
The forfeiter deducts interest at an agreed rate for credit period. The debt instruments are drawn by the exporter, accepted by the importer, and will bear an avail or unconditional guarantee, issue by the importer’s bank. The forfeiter takes over responsibility for claiming the debt from the importer. The forfeiter holds the notes until maturity, or sells them to another investor. The holder of the notes presents each note to the bank at which they are payable, as that fall due.